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If you need to get a loan with a bad credit, you may be feeling discouraged. Having bad credit or credit reports with negative marks is not uncommon. About 10% people has a poor credit score and 25% of people have one or more accounts with a collection agency, another factor that could influence credit scores. Your credit history is your history of how well you use and pay your credit accounts. If having good credit makes it easier to get loans at good interest rates, having bad credit can have the opposite effect. So, what should you do if you want to get a bad credit loan? Before resorting to expensive forms of loans, such as payday loans, let's look at some things to know about applying for loans for people who have bad credit . 1. What exactly is bad credit? Each company generates credit scores based on their own credit scoring models. People with credit scores in the fair to poor range may have trouble getting approved for some types of loans. People can have bad credit f...

Student loans are a helpful solution for all those who need extra cash to meet school expenses and their university and post-university fees. Loans for study, school loan, university student loans: these are all loans that fall into the category of student loans. But how do student loans work? Loans for students are classified as targeted loans, or as forms of consumer credit that can be requested for the purchase of a good/service, in this case a service aimed at supporting the studies and training of young people. Generally, these are subsidized loans for young people. Student loans are intended for those attending three-year or specialist degree courses and also for those who would like to enrol in a university master's or post-graduate course (student loans for master’s). The purposes of student loans may also include credit solutions aimed at financing a period of study abroad (loans for university students abroad), the purchase of a study tool (a computer or textbooks for...